Home Loan Programs

Conventional Loans

Conventional loans work well for buyers with stronger credit or those putting more money down. They can offer lower long-term costs and more flexibility in certain situations. I’ll help you compare the numbers so you can choose confidently.

FHA Loans

FHA loans are a great option if you’re working with a smaller down payment or rebuilding credit. They’re often more forgiving, and when structured correctly, they can open doors that feel out of reach. I’ll help you decide if FHA truly fits your situation.

USDA Loans

For buyers looking in eligible rural areas, USDA loans can offer zero down payment options with affordable payments. Many people don’t realize they qualify — I’ll help you find out without guesswork.

VA Loans

If you’ve served our country, you deserve to understand the benefits available to you. VA loans often allow zero down and have competitive rates. I’ll make sure you’re using this benefit the right way and getting everything you’ve earned.

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(559) 972-2264

4401 Hazel Ave suite 225, Fair Oaks, CA 95628

Hours of Operation: M-F 9:00 AM to 5:000 PM

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